Family Tools · IRC § 25F
EFTC eligibility & AMI calculator
A student is income-eligible if household income for the calendar year before applying is at or below 300% of the Area Median Gross Income for the household's area, adjusted for family size. Enter three details to see your household's threshold.
Your preliminary result
Choose your state and county, then enter your household size and prior-year income. We look up the published FY2026 income limit for your area and compare your income to the 300% AMGI ceiling for a household your size.